3 Lucky Monkeys Hold & Win at a glance
3 Lucky Monkeys Hold & Win is a BGaming slot released on 28 September 2026. It runs on a 5x3 grid with 20 lines, gold Coins and Asian-inspired fortune symbols, and BGaming files it under its Classic range.
The hook sits above the reels. Three monkeys each hold a pot for one power, Expand, Collect or Boost, and Special Coins landing in the base game fly into the matching pot. Those pots are what the Hold & Win Bonus draws on when it opens.
Everything of value points at that bonus. Coin symbols pay nothing in the base game, five jackpots sit inside the round, and the biggest of them needs the grid to grow from 5x3 to 5x5 and then fill completely.
3 Lucky Monkeys Hold & Win RTP, volatility and max win
BGaming lists the RTP at 96.98% and the volatility as Medium. Its game page shows a single RTP figure for this title, and the rules screen inside the game states the figure that applies to the version you load.
The max win is published two ways: a max multiplier of x5000 and a max win of €250,000. BGaming does not say on the page which stake the cash figure is based on, so the multiplier is the clearer number to work from. BGaming links the x5000 top prize to a fully expanded grid.
The hit rate is listed as 5.5, with no unit or explanation beside it. BGaming does not publish a bet range on the game page, so minimum and maximum stakes have to be read in the game itself.
The feature list reads Chance, Buy Bonus, Special Coins, Jackpots, Hold & Win Bonus, Coin symbol and Wilds.
The three monkeys: Expand, Collect and Boost
Each monkey is a counter for one power. When a Special Coin of the matching kind lands during the base game, it flies to its monkey and is collected, so you can see before the bonus starts which powers are charged and how much each has to give.
Expand grows the grid from 5x3 to 5x5 and turns into a Coin worth x3 to x10. That matters twice: the bigger grid gives more cells for Coins to land in, and it is the only route to the Royal Jackpot.
Collect gathers the values of all Coins on the grid without removing them, so the Coins it counts stay on the grid. Boost adds its value to every Coin on the grid except Jackpot Coins.
BGaming says these powers can activate before or during Hold & Win. It does not publish how much a pot has to hold before its power fires, which is one of the things the demo shows best.
How the Hold & Win Bonus works
Six or more Coins in the base game trigger Hold & Win outright. BGaming adds that two or more Coins give a smaller chance of starting it, without saying how small.
The round opens with 3 spins. Every new Coin that lands resets the counter to 3, empty cells can fill with Coins, and the round ends when the spins run out or the grid is full.
The payout is the total value of every Coin collected on the grid when the round ends. Expand, Collect and Boost can fire during the round as well as before it. BGaming does not publish how often they fire or whether one power can fire more than once in a single round.
Five jackpots, from Mini to Royal
Hold & Win holds five jackpots. Mini, Minor and Major come from their own Jackpot Coins landing on the grid. Grand is awarded for filling the classic 5x3 grid with Coins, all 15 cells.
Royal is awarded for filling the expanded 5x5 grid completely, which is 25 cells, and it needs Expand to have fired first. Jackpot Coins are the one Coin type Boost leaves alone.
BGaming does not publish the value of any of the five jackpots on its game page. Whether they are fixed multipliers or scale with the stake is shown in the in-game paytable.
Buy Bonus and the Chance option
BGaming offers two ways to buy into Hold & Win. Random Bonus starts the round with a random set of monkey powers active, anywhere from one to all three. Ultra Bonus starts it with Expand, Collect and Boost all active from the first spin.
Chance is a separate setting in the base game. It raises the stake slightly and, in return, raises the chance of Hold & Win triggering on its own.
The game page gives no prices for either buy option and no figure for the Chance stake increase or the improvement it brings. Those numbers are shown inside the game before you confirm a purchase.
Base game: Wilds and Coins
Wilds appear on all reels and substitute for every symbol except Coins, completing wins across the 20 lines. BGaming adds that Wilds can also pay on their own.
Coins are the base game's other job. They pay only inside Hold & Win, so a screen full of Coins that falls short of a trigger adds nothing to that spin's win. The paytable values for the fortune symbols and the Wild are not listed on BGaming's page.
3 Lucky Monkeys demo: what to check
The free demo on this page runs on play credits and is the quickest way to fill the gaps in the published rules. Read the paytable for the five jackpot values first, then watch the monkeys as Special Coins land to see how quickly each pot fills.
In the bonus, note how often Expand fires, since the Royal depends on it, and how many Coins are on the grid when Boost and Collect fire. Check the prices of Random Bonus and Ultra Bonus and the stake change Chance applies. A demo session shows how the mechanics behave, not what any future spin will pay.
More BGaming slots
Other BGaming titles on Slotscritic: Red and Hot Chilli, Divine Queen: Power of Sun, Cats Love Yummy, Bonanza Billion Merge Up™+, Red Hot Chilli Chickens and Johnny vs Chicken.
FAQs
What is the RTP of 3 Lucky Monkeys Hold & Win?
BGaming lists the RTP of 3 Lucky Monkeys Hold & Win at 96.98%, with Medium volatility. That is a theoretical return over a very large number of spins, not a guide to any single session. The game page shows only this one figure, and the rules screen inside the game confirms the RTP of the version you have open.
What is the max win on 3 Lucky Monkeys Hold & Win?
BGaming publishes a max multiplier of x5000 and a max win of €250,000, and links the x5000 top prize to a fully expanded grid. Filling that 5x5 grid also awards the Royal, the largest of the five jackpots. The page does not say which stake the €250,000 figure is based on, and it gives no jackpot values.
How do you trigger the Hold & Win Bonus?
Land 6 or more Coins in the base game and Hold & Win starts outright. BGaming says 2 or more Coins give a smaller chance of triggering it. The round opens with 3 spins, every new Coin resets the counter to 3, and it ends when the spins run out or the grid is full. The Chance setting raises the trigger chance for a slightly higher stake.
Does 3 Lucky Monkeys Hold & Win have a bonus buy?
Yes, BGaming lists two. Random Bonus starts Hold & Win with between one and all three monkey powers active, picked at random. Ultra Bonus starts it with Expand, Collect and Boost all active. BGaming's game page does not give the price of either option, so the cost has to be read inside the game before buying.
What are the jackpots in 3 Lucky Monkeys Hold & Win?
There are five, all inside the Hold & Win Bonus. Mini, Minor and Major come from their own Jackpot Coins landing on the grid. Grand is awarded for filling the 5x3 grid with Coins, and Royal for filling the expanded 5x5 grid, which needs the Expand power first. BGaming does not publish the jackpot values on its page.
Can I play the 3 Lucky Monkeys Hold & Win demo for free?
Yes. The demo on this page runs on play credits, so you can watch Special Coins fill the three monkey pots, see Expand, Collect and Boost fire in Hold & Win and read the jackpot values without staking money. BGaming says the game is built for mobile and desktop, and it uses certified RNG systems.

